As a general rule I allow characters to buy spells.
Spell cost (sp) = Spell Circle x 100
The cost of a teacher is as follows.
Price of Teaching (sp) = Base Cost x (Teachers Circle - Students Circle*) Base Cost [ Main ]
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The Cost of Buying Spells
House Rules: By Famine
* If this value is less than one then it should be made 1
Spell Circle
Base Cost (sp)
1
25
2
50
3
75
4
125
5
180
6
250
7
375
8
500
9
625
10
875
11
1,250
12
1,875
13
2,500
14
3,750
15
5,000